2025
Finance Analyzer
A personal finance tool that reads credit card statements, categorizes spending with AI, and tracks the patterns behind real money decisions.
Why I built it
I wanted to know where my money actually goes. Not monthly totals, but the patterns behind real decisions about saving, spending, and eventually not needing a salary.
What it does
Finance Analyzer reads credit card statements, uses AI to categorize transactions with context (not just merchant names), and surfaces spending trends over time. The goal is practical: understand your cash flow, spot drift, and work toward financial independence without turning finance into a second job.
How it works
It's a Next.js web app with PostgreSQL for storage and OpenAI for categorization and insights. Upload a statement, review the suggested categories, fix anything that looks wrong, and watch the summaries update across months. Run it on your own computer so your data stays local.
What I'm learning
Building for myself keeps the feedback loop tight. Every friction point in upload, categorization, or reporting shows up in my own usage the following week.